Welcome to OrbitWheels
Own Your Car, The Smarter Way
Flexible ownership plans, all-inclusive monthly payments, and a clear path to ownership — no bank interest, no depreciation risk.
Lower Cost
Lower total cost than bank finance
Annual Upgrade
A new car every year
Guaranteed Ownership
You own the car at the end
Own Your Dream CarWithout Traditional Burdens
Experience a revolutionary car ownership model. Brand new vehicles, flexible monthly installments, zero buy-back fees, and comprehensive coverage. Your journey to owning a car starts here.
Brand-New Cars
Direct from dealers
All-Inclusive
Insurance, reg & service
You Own It
After 48 payments
No Hidden Fees
One fixed monthly cost
Why You Can Trust OrbitWheels
UAE Registered Company
Licensed & operating in UAE since 2024
Trade License Holder
Officially licensed by UAE authorities
Secure Payments
Powered by Stripe — PCI DSS compliant
Transparent Contracts
Clear terms provided before signing
Real Support Team
Call us: +971 55 322 6005, WhatsApp: +971 56 370 2084
No Hidden Fees
All costs shown upfront, nothing extra
Six Ways to Winwith OrbitWheels
Whether you want to own, invest, clear fines, earn, rent-to-save, or co-own — we have a product for you.
Own Your Dream Car
Flexible Ownership Plans
Drive off today with our 5 flexible ownership plans — Standard, Smart, Upgrade, Apex, and Basic Plus. Most bundle insurance, registration & maintenance into one monthly payment; Basic Plus gives you Year 1 full coverage, then a lower finance-only rate for Years 2–4 if you arrange your own. Zero hidden fees.
- 5 flexible ownership plans — incl. budget Basic Plus
- All-inclusive or DIY coverage (your choice)
- Pause or upgrade anytime
Invest in Our Fleet
Earn Passive Income
Put your capital to work. Invest 10,000 AED — deployed across real fleet vehicles. We promise 3% monthly returns, paid directly from car owner collections. Fully transparent & Sharia-compliant.
- 3% monthly return (300 AED per 10,000 AED invested)
- Sharia-compliant: profit & loss shared transparently
- Paid from real vehicle owner collections — no guesswork
Clear Traffic Fines
Traffic File Service (TFS)
Overwhelmed by traffic fines blocking your registration? We handle it — split your fines into easy monthly installments under our traffic file.
- Register vehicles under our file
- Monthly fine installments
- Clear your traffic record
Rent Out Your Car
P2P Car Sharing
Have an idle vehicle? List it and earn daily rental income from verified drivers. Or rent a car from a trusted owner near you.
- Earn from your parked car
- Rent from verified owners
- Fully insured & protected
Rent Your Car at 50% Off
Rent-to-Save Ownership
The renter gets 50% off the market rate, and you pay the other 50% monthly. Every payment your renter makes builds your ownership.
- 50% below market rate for renters
- Every payment builds your ownership
- Owner protected if renter defaults
Co-Own a Car Together
CarLift Group Ownership
Up to 4 people split one car lease. Pay your share monthly. Members can step out each year — payments adjust automatically. End of the term: you own a brand-new car.
- Up to 4 co-owners per vehicle
- Monthly payment split equally
- Annual step-in/out flexibility
Co Own Idea
Own a car together with a small group of co-owners. You split the monthly cost of one vehicle — so everyone drives for a fraction of the price.
Split the Cost
Share the monthly payment with 2–4 co-owners.
Full Coverage
Insurance, registration & maintenance included.
Verified Co-Owners
Every member is identity-verified.
We started with a simple dream: making car ownership accessible to everyone
We saw how people struggled with expensive bank loans, separate insurance, and unpredictable maintenance bills. So we decided to change that — bundling everything into one transparent monthly payment, with a co-ownership option to reduce costs even further. Today, OrbitWheels helps families across the UAE own their cars with confidence and peace of mind.
Start with just 2 months in advance — and own your dream car
No need to save for years. Pay just 2 months in advance, pick your car, and start your ownership journey today — everything included: insurance, maintenance, and registration.
✓ No hidden bank interest ✓ No separate insurance ✓ Fast approval
Exit to your own car — annually or anytime
Co-owning is never a lock-in. When you're ready, step out of the group and drive your own car.
Exit to your own car
Move to your own car every year at renewal, or anytime the group agrees. Your plan adjusts automatically — no penalties, no surprises.
Free car while yours arrives
Brand-new cars can take up to 5 weeks to arrive and be ready. Until then, we give you a free car to drive — so you're never left without wheels.
Why I Built OrbitWheels
Ibrahim Mohamed
Founder & CEO
Dual Majors: Computer Engineering
& Electrical Engineering
Founder of Two Startups
The Inspiration
I personally experienced financing barriers. I built OrbitWheels after seeing UAE residents struggle with bank approvals. I was one of you — an ordinary person dreaming of a car, and I realized there had to be a simpler, clearer way to finance it.
Fine Shield & Co-Own
We expanded into Fine Shield and Co-Own — especially for ladies — after experiencing the pain of users of both genders. Personally, I was unable to pay my fines and was fined as a car-lift driver — so I wanted a solution that protects everyone.
Peer-to-Peer (P2P)
I borrowed a friend's car and caused him fines — I felt terrible because I couldn't protect my friend. From that pain, the P2P product was born: we protect both owner and renter, so no one suffers because of the other.
"Every product we built started from a personal experience — from real pain we lived ourselves, then solved for you."
— Ibrahim Mohamed
How It Works
Get your dream car in 4 simple steps
Choose Your Vehicle
Browse our selection of brand-new vehicles and find your perfect match
Quick Approval
Submit your documents and get approved within 24-48 hours
Flexible Payment
Make your down payment and set up convenient monthly installments
Drive Away
Get your keys delivered and start your ownership journey immediately
Same Costs, Better Experience
Whether you buy traditionally or with OrbitWheels, the underlying costs are identical. We simply bundle everything into one transparent monthly payment.
Example: AED 100,000 car · Bank 60-month loan @ 7% vs. OrbitWheels 48 months, all-in
Traditional Car Buying
60-month bank loan @ 7% p.a.
Principal repayment
AED 100,000 ÷ 60 months
Bank finance charge
7% flat × AED 100,000 ÷ 12
Insurance
Basic only — you arrange it
Registration
Your responsibility
Maintenance
Unpredictable surprise bills
By UAE law, fleet/rental operators pay 2–3× more for insurance than individuals. We absorb this and cover:
- Comprehensive insurance (fleet-rate absorbed)
- Free courtesy car during any repair
- 24/7 roadside assistance in UAE
- Agent-authorized service centers
- Annual registration handled
- Full scheduled maintenance
- Pause anytime with 30-day notice
OrbitWheels Model
48 months · only 6.9% total premium
Car value repayment
AED 100,000 ÷ 48 months
All-inclusive service fee
6.9% of vehicle value ÷ 48
Insurance
✅ Comprehensive — handled for you
Registration
✅ Renewed every year for you
Maintenance
✅ Agent centres, no surprises
🎁 Exclusive extras not available with bank financing:
- Free courtesy car during any service or breakdown
- Free vehicle upgrade after 24 payments (Standard Plan)
- Pause subscription anytime with 30-day notice
💡 Save AED 523/month — AND own your car a full year earlier
Bank: 2,750 AED/mo × 60 months | OrbitWheels: 2,227 AED/mo × 48 months
That's AED 25,104 saved over the ownership period.
*Based on AED 100,000 vehicle example. Use the calculator to verify with your vehicle.
Years
5 years of car economics — delivered in just 4.
What you'd spend alone on a brand-new car over 5 years equals what you pay with us in 4 years — with insurance, maintenance & registration all included.
Peer-to-Peer Car Rental
Turn your vehicle into a consistent source of income by leasing it to our verified community of drivers. We handle the contracts, payments, and security, so you can earn effortlessly.
How It Works in 3 Simple Steps
List Your Vehicle
Submit your car's details and photos. Our team will help you set a competitive rental price.
Connect with Renters
Receive requests from pre-verified users. You have the final say on who rents your car.
Earn Securely
Get paid monthly, directly to your wallet. We manage the entire payment process for you.
Transparent Payment Structure
Monthly Payment Flow
Security Deposit Protection
Verified Users Only
Comprehensive Insurance
Secure Payments
Inspection Reports
Tired of Traditional Car Ownership Headaches?
We analyzed every frustration with buying and owning a car and eliminated them one by one. See how we compare.
Traditional Way
Massive depreciation the moment you drive off the lot.
The OrbitWheels Way
We guarantee the buy-back price. Your depreciation is fixed and known.
Traditional Way
Locked into a 3-5 year loan with interest payments.
The OrbitWheels Way
Interest-free model. Upgrade your car annually or after your plan.
Traditional Way
Complex paperwork, bank negotiations, and hidden fees.
The OrbitWheels Way
A single, all-inclusive monthly payment. Fully digital, transparent process.
Traditional Way
Unexpected repair and maintenance bills.
The OrbitWheels Way
Comprehensive maintenance and servicing are included in your plan.
Traditional Way
The hassle of selling your used car in the open market.
The OrbitWheels Way
No need to sell. We handle the end-of-plan process seamlessly.
Traditional Way
Insurance and registration renewals are your annual problem.
The OrbitWheels Way
Included. We manage all renewals and paperwork for you.
Experience the Difference
Step into a world where car ownership is simple, predictable, and exciting.
Ready to Start Your Ownership Journey?
Join thousands of satisfied customers who chose the smarter way to own a car
Need Help?
📞 +971 55 322 6005 / +971 56 370 2084
Important Disclaimer: Monthly payment figures and return rates are illustrative examples. Actual payments depend on vehicle value, down payment, lease duration, and applicable rates. Returns on deposit are contractual obligations tied to active lease payments — not guaranteed investment returns. OrbitWheels Auto Leasing L.L.C is a UAE-registered auto leasing company, not a bank or regulated financial institution. Verify all figures using our Calculator before making any financial decision.