Structured Vehicle Access & OwnershipUp to 4 Participants · Shared Payments · Annual Ownership Progression
OrbitWheels Co-Own is a structured mobility participation model that enables customers to access and progressively acquire vehicle ownership through long-term usage-based agreements. At each annual milestone, each participant independently chooses to continue or graduate to a solo ownership agreement using their accrued equity.
Years
5 years of car economics — delivered in just 4.
What you'd spend alone on a brand-new car over 5 years equals what you pay with us in 4 years — with insurance, maintenance & registration all included.
Based on the Annual Upgrade Plan
Co-Ownership is priced on the Annual Upgrade Plan — a brand-new car every year — the highest and fairest plan that prevents depreciation for every co-owner. Within the same group, each co-owner can still subscribe to Apex, Standard or Smart; each plan is auto-calculated and auto-adjusts when a member exits.
At the End of Each Year, Every Member Chooses:
Continue Vehicle Participation
Continue your usage-based agreement with remaining co-participants. Your monthly contribution adjusts automatically as others transition. Ownership accrual continues uninterrupted.
Transition to Solo Ownership Agreement
Apply your accrued ownership equity as an advance contribution toward a solo vehicle access agreement on a new car of your choice. Fully independent vehicle access from this point.
1. Enter a Participation Agreement
Up to 4 participants enter a structured vehicle usage agreement. Each declares their intended participation duration and transition pathway.
2. Monthly Participation Payments
The vehicle's monthly cost is allocated equally. More participants = lower individual cost. Contributions auto-adjust at each annual milestone.
3. Annual Ownership Review
At each year-end, OrbitWheels conducts an ownership review. Each participant's transition pathway — continue, solo agreement, or exit — is processed and documented.
4. Full Ownership Transfer
At term completion, continuing participants receive full vehicle ownership. Those who transitioned solo hold their own individual vehicle. All participants achieve their ownership goal.
Example: 4 Participants, AED 4,000/mo Vehicle, 4-Year Agreement
How Payments Work
One simple monthly payment per person covers everything. Here's the easy breakdown:
Equal split of the vehicle payment
The car's monthly cost is divided equally among active co-owners. More people = lower cost per person. Pay monthly by card, wallet, or bank transfer.
Shared fuel card (pre-loaded)
One fuel card per vehicle. Estimated monthly fuel cost is split equally and pre-loaded so no one runs out mid-month.
Annual parking card (mandatory, split equally)
One parking card per vehicle, cost split equally. No parking fines, no disputes.
Monthly invoice + ownership accrual
Each co-owner receives a monthly invoice. Every payment builds your ownership %. At year-end, choose to continue or graduate to a solo agreement using your equity.
Example total — AED 4,000/mo car ÷ 4 people
AED 1,000/mo each + fuel
all-in, no surprises
Vehicle Custody & Secondary Driver Access
Primary Driver (Member 1) holds the vehicle
The vehicle resides with the primary driver by default throughout the agreement. They are responsible for day-to-day custody.
Secondary drivers request temporary access
Members 2, 3, or 4 can each independently request to hold the vehicle for 30 days at AED 100. Requests are handled separately from each member's own dashboard.
Annual parking card is mandatory
One parking card per vehicle — cost split equally. No member ever faces parking fines or disputes over who pays.